Two service models, one dedicated team

Services

AAA FMS provides Financial Management Services under the Co-Employer (316) and Bill Payer (315) models — and we walk you through every step of joining the Self-Determination Program (SDP), whether you're enrolling for the first time or transferring from another FMS.

At this time, AAA FMS does not support the Sole-Employer (317) model.

Bill Payer · Model 315

You choose the vendors. We pay the bills.

Vendor payments
This month
Bright Path Tutoring
$520.00
Paid · Sep 2
Valley Respite Care
$1,180.00
Pending
Harbor Adaptive Sports
$310.00
Pays Sep 12

Your goods and services, on your terms

You choose and purchase goods and services from the vendors you already know and trust. We manage the payments on your behalf — reviewing invoices, paying vendors on time, and keeping every transaction inside your spending plan.

Work with your preferred vendors — the choice is always yours
Submit purchase requests with 48-hour approval
Vendors paid in 10 days on average
Every payment tracked against your budget in real time
Co-Employer · Model 316

You lead your team. We handle the employment.

Hire your way — without becoming an HR department

You decide who to hire, how much to pay, and how your team works day to day. As your co-employer, we take on everything that comes with being an employer — payroll, payroll taxes, workers' compensation, and insurance — so nothing lands on your plate but the decisions that matter.

You hire, schedule, and set pay for your own employees
Payroll twice per month, run start to finish
Payroll taxes, workers' comp, and insurance all handled
Approve timecards and track it all from one dashboard
Payroll · Sep 1–15
Runs Sep 20
J. Alvarez
38.5 hrs
Approve
T. Nguyen
24.0 hrs
Approved
Employer burden (21.38%) is calculated automatically — no surprises in your budget.
Transition Support

New to SDP? You won't do it alone.

Your transition plan
With your specialist
Meet & greet
Complete
Enrollment paperwork
Complete
Budget setup
In progress
Regional Center approval
Up next

Guided from first step to first budget

Joining the Self-Determination Program is a big step — and the paperwork can feel even bigger. Whether you're brand new to SDP or transferring from another FMS, our team guides you through enrollment, budget setup, and Regional Center coordination from start to finish.

Step-by-step help enrolling in SDP for the first time
Smooth transfers from your current FMS — we coordinate the handoff
Budget setup and Regional Center approval, handled with you
The Regional Center covers 100% of the cost of transition support — it never touches your spending budget.
Get started

Not sure which model fits?

Book a free meet and greet — we'll talk through your family's needs and find the right fit together.